Effective May 1, 2012

    Welcome to the website of Powerlytics Inc., a Delaware Company. The following terms apply to your use of and access to any Powerlytics Inc. owned or operated website ("Website"). Certain products or services offered through our Website may have additional terms and conditions, which govern in the event of any inconsistency with the terms below.

    COVERAGE OF THIS POLICY AND AGREEMENT

    In addition to other agreements between you and Powerlytics Inc., these terms explain the policies that govern your access to and use of our Website, including the actions that we may take, within our sole discretion, for any use that we deem unacceptable.

    By accessing or using our Website, you agree to these terms (collectively the "Policy and Agreement"), as Powerlytics Inc. may modify them from time to time. If you do not agree to accept and comply with the Policy and Agreement, do not access or use our Website.

    LINKS TO THIRD-PARTY SITES

    The Website may contain links to other websites that are maintained by third parties over which Powerlytics Inc. has no control. These links are provided for convenience only. Use of these links will cause you to leave this Website and use of third-party websites is entirely at your own risk. Powerlytics Inc. makes no representation or warranty concerning any other site or the information, products or services offered or appearing on or through those sites. Powerlytics Inc. does not sponsor or endorse the operators of those sites or the content, products or services they provide, and Powerlytics Inc. is not responsible or liable for the conduct of the sites' operators, the content, availability, accuracy, quality, advertising, products, services or other materials offered at those sites.

    ILLEGAL OR HARMFUL USE

    You may access and use our Website only for lawful purposes. You are responsible for any transmission and/or content of any communication that you send, post, or store on our Website. Transmitting, distributing, or storing any content that violates any applicable law is prohibited. Additionally, the following non-exhaustive list details examples of the kinds of illegal or harmful conduct that are prohibited while you are visiting our Website:

    Infringement: Sending, posting, or transmitting through our Website any content that infringes another party’s intellectual property rights or other proprietary rights including, without limitation, material protected by copyright, trademark, patent, trade secret or other intellectual property right. Infringement may result from the unauthorized copying, distribution and/or posting of pictures, logos, software, articles, musical works, and videos.

    Offensive Materials: Disseminating or posting material that is unlawful, libelous, defamatory, obscene, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable.

    Export Violations: Including, without limitation, violations of the Export Administration Act and the Export Administration Regulations administered by the U.S. Department of Commerce.

    Fraudulent Conduct: Offering or disseminating fraudulent goods, services, schemes, or promotions (e.g., make-money-fast schemes, chain letters, and pyramid schemes).

    Failure to Abide by Third-Party Website Policies: Violating the rules, regulations, or policies that apply to any third-party network, server, computer database, or website that you access through the Website.

    Harmful Content: Disseminating or posting harmful content including, without limitation, viruses, Trojan horses, worms, time bombs, zombies, cancelbots or any other computer programming routines that may damage, interfere with, secretly intercept or seize any system, program, data or personal information.

    NETWORK SECURITY AND INTEGRITY

    You may not violate the security of our Website in any way. Such violations may result in criminal or civil liability. Powerlytics Inc. may, but is not obligated to, investigate any violation of our Website. Powerlytics Inc. may cooperate with law enforcement where criminal or unauthorized activity is suspected. By using Powerlytics Inc. products services or sending, receiving, posting, accessing, or storing any electronic transmission via our Website, you agree to cooperate, as well, in any such investigation. Examples of Website security violations include, without limitation:

    Hacking: Unauthorized access to or use of data, systems or networks, including any attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without the express prior authorization of the owner of the system or network.

    Interception: Unauthorized monitoring of data or traffic on any network or system without the express prior authorization of the owner of the system or network.

    Intentional Interference: Interference with service to any user, host or network including, without limitation, denial-of-service attacks, mail bombing, news bombing, other flooding techniques, deliberate attempts to overload a system, and broadcast attacks.

    Falsification of Origin or Routing Information: Using, selling, or distributing in conjunction with any use of our Website, any computer program designed to conceal the source or routing information of electronic mail messages in a manner that falsifies an Internet domain, header information, date or time stamp, originating e-mail address, or other identifier.

    Avoiding System Restrictions: Using manual or electronic means to avoid any limitations established by Powerlytics Inc. or attempting to gain unauthorized access to, alter, or destroy any information that relates to any Powerlytics Inc. customer or other end-user. Powerlytics Inc. may, but is not obligated to, take any action it deems necessary to protect its Website, its rights or the rights of its customers or third parties, or optimize or improve its Website. You acknowledge that such action may include, without limitation, employing methods, technologies, or procedures to filter or block messages sent through the Website. Powerlytics Inc. may, in its sole discretion, at any time, filter "spam" or prevent "hacking," "viruses" or other potential harms without regard to any preference you may have communicated to us.

    INVESTIGATION AND ENFORCEMENT OF THE POLICY AND AGREEMENT

    All users of the Website must adhere to the terms of this Policy and Agreement. We have the right, but are not obligated, to strictly enforce this Policy and Agreement through self-help, active investigation, litigation and prosecution.

    We may also access and disclose any information (including transactional information) related to your access and use of our Website for any lawful reason, including but not limited to: (1) responding to emergencies;' (2) complying with the law (e.g., a lawful subpoena); (3) protecting our rights or property and those of our customers; or (4) protecting users of those services and other carriers from fraudulent, abusive, or unlawful use of, or subscription to, such services. INDIRECT OR ATTEMPTED BREACHES OF THIS POLICY AND AGREEMENT, AND ACTUAL OR ATTEMPTED BREACHES BY A THIRD PARTY ON BEHALF OF A COMPANY, CUSTOMER, OR USER, MAY BE CONSIDERED BREACHES OF THIS POLICY AND AGREEMENT BY SUCH COMPANY, CUSTOMER OR USER.

    DISCLAIMER OF WARRANTIES AND LIABILITY YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH A Powerlytics Inc. WEBSITE. ANY CONTENT OR INFORMATION ACCESSED BY OR PROVIDED TO YOU THROUGH A Powerlytics Inc. WEBSITE IS PROVIDED "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE." Powerlytics Inc., ITS AGENTS, AND ITS LICENSORS DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF ANY CONTENT OR INFORMATION AVAILABLE THROUGH ITS WEBSITE. YOU ACCESS SUCH CONTENT OR INFORMATION AT YOUR OWN RISK. Powerlytics Inc. DOES NOT GUARANTEE THAT ITS WEBSITE WILL BE ERROR-FREE, OR CONTINUOUSLY AVAILABLE, OR THAT IT WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UNDER NO CIRCUMSTANCES WILL Powerlytics Inc., ITS AFFILIATES, ITS AGENTS OR ITS LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES THAT ARISE FROM THE USE OF ITS WEBSITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND - FOR EXAMPLE, COMPENSATORY, SPECIAL, DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES - EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE AGGREGATE LIABILITY OF Powerlytics Inc., ITS AGENTS, AND ITS LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO ANY Powerlytics Inc. WEBSITE WILL NOT EXCEED $100.00. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES OR IMPLIED WARRANTIES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF Powerlytics Inc., AND ITS AFFILIATES, AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW. GOVERNING LAW

    This Policy and Agreement is governed by and must be construed under the laws of the State of New Jersey, without regard to its conflicts of laws provisions. The federal and state courts of New Jersey, have exclusive jurisdiction over and venue of any suit that relates to this Policy and Agreement.

    INDEMNIFICATION

    You agree to indemnify, defend and hold harmless Powerlytics Inc. from and against all claims, liabilities, losses, expenses, damages and costs (including reasonable attorneys' fees) that arise from: (1) any violation of this Policy and Agreement by you; (2) any violation of any rights of a third party by you; (3) any violation of applicable law; (4) information or content that you submit, post, transmit or make available through our Website; or (5) your use of our Website.

    MODIFICATION OF THE POLICY AND AGREEMENT

    We reserve the right to modify this Policy and Agreement at any time, effective upon its posting, as modified, on powerlytics.com . You agree to the Policy and Agreement by accessing or using our Website.

    PRIVACY POLICY

    Powerlytics Inc. respects the privacy of visitors to our site. Please take a few minutes to review our Privacy Policy.

    Any failure to insist upon or enforce performance of any provision in this Policy and Agreement will not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice will act to modify any provision in this Policy and Agreement. Powerlytics Inc. may assign its rights and duties under these terms to any party at any time without notice to you. If any provision of this Policy and Agreement is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and conditions so that it does not affect the validity and enforceability of any remaining provisions.

    QUESTIONS AND COMMENTS

    We invite you to send in your questions or comments about our site, or to bring to our attention any material you believe to be inaccurate. Please send such comments, including a copy of any material you wish to discuss, to support@powerlytics.com.